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  1. 17 Ιουλ 2020 · Commonly called renters insurance, an HO-4 policy can help protect you against the high cost of lawsuits, replace your personal belongings if lost to damage or theft and help pay your expenses if a disaster displaces you from your home.

  2. 2 Ιαν 2020 · HO-4 insurance covers you if a covered peril damages or destroys your stuff, or if you’re liable for damage to someone else’s property or injuries to others, both on or off your property. HO-4 insurance will also reimburse you for a covered peril that destroys your personal property.

  3. Key takeaways: HO-4 insurance covers your personal property, additional living expenses, and liability. HO-4 policies will not cover damage to the structure of the place you’re renting or damage to your belongings from excluded perils.

  4. 2 ημέρες πριν · In a typical HO-4 policy, renters insurance has four primary coverage options: Your liability; Your personal property; Your additional living expenses; Medical payments to others; Every renters insurance policy is a named peril policy: your insurance will cover you in the event of any of the circumstances specifically listed on your policy.

  5. 10 Σεπ 2024 · Request a Quote. The HO4 home insurance policy is sometimes called a Tenant’s Form or Renters Insurance. You may see it spelled in different ways like HO 4, HO-4, or H04. Don’t let that confuse you.

  6. 25 Φεβ 2024 · Key Takeaways. An HO-4 policy can provide peace of mind and financial protection in the event of a fire, theft, or other named perils. It’s important to explore your options and compare renters insurance premiums before choosing the right one for you.

  7. 2 Οκτ 2024 · HO-4 insurance is another term for renters insurance. It covers the policyholder’s personal belongings but not the physical structure of the rental home. Most HO-4 policies also include...

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