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An HO-4 policy is specifically designed for people renting a house, condo, or apartment. By providing coverage for the residents and their belongings, but not the structure they live in, HO-4 policies can help renters save money and not pay for coverage they don’t actually need.
HOMEOWNERS 4 CONTENTS BROAD FORM. AGREEMENT. We will provide the insurance described in this policy in return for the premium and compliance with all applicable provisions of this policy. DEFINITIONS. In this policy, "you" and "your" refer to the "named insured" shown in the Declarations and the spouse if. resident of the same household.
3 Μαρ 2024 · This comprehensive guide aims to delve into the intricacies of the HO-4 Tenant’s Form, outlining its significance, coverage, exclusions, cost factors, tips for choosing the right policy, and additional considerations.
2 Ιαν 2020 · HO-4 insurance covers you if a covered peril damages or destroys your stuff, or if you’re liable for damage to someone else’s property or injuries to others, both on or off your property. HO-4 insurance will also reimburse you for a covered peril that destroys your personal property.
25 Φεβ 2024 · Do you have renters insurance? Find out why it’s so important to have an HO-4 policy in place to protect you and your property from loss and damage.
17 Ιουλ 2020 · Commonly called renters insurance, an HO-4 policy can help protect you against the high cost of lawsuits, replace your personal belongings if lost to damage or theft and help pay your expenses if a disaster displaces you from your home.
Renter’s Insurance Solutions (HO-4) Provided by Active Captive. A renter’s insurance captive program is an insurance program designed for multi-unit property owners with the purpose of covering the renter’s property as well as losses incurred by the landlord caused by the renters.
