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FAFSA 2024-25's SAI is based on what you made in total back in 2022 tax year, not based on what you make now. If you made more than $37,373 in 2022, that may be the reason for high SAI.
The way FAFSA explains it is, that your COA (Cost of Attendance) minus your Student Aid Index is equal to the ESTIMATE of how much aid you might receive. So if your COA is $20,000, subtract your SAI from that ($10,000) and what's left is what your estimated "need-based aid" is.
SAI (Student Aid Index) is in replacement of the former EFC (Expected Familt Contribution) as of this new update to FAFSA, and was created to minimize the shock that many parents were feeling when given the total they would have to pay (or something like that, idk! Pretty much the same as EFC).
30 Μαΐ 2024 · Students and families ask: What is this new Student Aid Index, or SAI? How will this number affect the amount of college financial aid I receive? And what is a “good” SAI? These are great questions. The long answer involves lots of confusing calculations.
9 Ιουλ 2024 · The Student Aid Index (SAI) is an eligibility index number that is used by your college or university’s financial aid office to determine how much financial aid you are eligible for. When you fill out the FAFSA, you will provide all the information that is needed to calculate this number.
28 Μαρ 2021 · Beginning with the 2024-25 award year, a student may qualify for a Pell Grant in one of three ways: The first two paths to Pell Grant eligibility are briefly discussed below. However, most of this chapter is spent discussing how the SAI is calculated.
21 Νοε 2022 · Update on Aug. 25: We replaced the 2024-25 Draft Student Aid Index (SAI) and Pell Grant Eligibility Guide Supplement – Pell Formulas and Enrollment Intensity attachment with an updated version that corrects information in two locations.
