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  1. STABLE Kentucky provides: Access to STABLE accounts for Kentuckians with disabilities. Tax-free savings for disability-related expenses. The ability to save and invest without losing needs-based benefits. See if you’re eligible. For too long, people with disabilities could not save for the future out of fear of losing needed government benefits.

    • Eligibility

      Who can have an account? To be eligible for a STABLE account...

    • Benefits

      When you open an account, you won’t lose your state or...

    • How It Works

      Under STABLE Kentucky, Kentucky residents pay $2.25 per...

    • About Us

      A STABLE account is an investment account available to...

    • What is a Stable Account

      A STABLE account for those with an eligible disability who...

    • Search

      A STABLE account for those with an eligible disability who...

  2. A STABLE account provides: Nationwide enrollment for individuals with disabilities. Tax-free savings for disability-related expenses. The ability to save and invest without losing needs-based benefits. The STABLE Account Enrollment Incentive

  3. STABLE Kentucky Accounts allow Kentuckians with disabilities to save and invest money without losing access to benefits they receive such as Medicaid or SSI. Prior to the creation of STABLE Kentucky Accounts, individuals could only save up to $2,000 at a time without jeopardizing the benefits they received.

  4. A STABLE account is an investment account available to eligible individuals living with disabilities. STABLE accounts allow you to save and invest money without losing eligibility for certain public benefits programs, like Medicaid, Supplemental Security Income (SSI), or Social Security Disability Income (SSDI).

  5. If you have a qualifying disability that began before you turned 26, you may be able to save up to $32,580 each year in an ABLE account without affecting Medicaid, Supplemental Security Income (SSI), and most other benefits, as long as you meet all the other benefits rules.

  6. clients with special needs and the complementary use of STABLE accounts and special needs trusts to support clients with disabilities and their families. I. WHO ARE WE TALKING ABOUT? When speaking of people with special needs, we may be referring to a person with a

  7. A STABLE account does not replace a Special Needs Trust or Pooled Trust. There are some key differences that are meant to give people living with disabilities and their families more options. With a STABLE account through STABLE Kentucky: There are fewer expenses than setting up a trust.

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