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  1. We cover child dependants registered on either parent’s medical aid plan. When a child dependant applies for their own medical aid membership, they must apply for their own Gap Cover policy. 📢 New process: Full-time students 26 or younger may remain on the policy even if they belong to their own medical aid plan.

  2. 1 Ιαν 2024 · Discover Stratum Benefits' gap cover option, bridging the gap between medical aid limits & specialist fees, ensuring financial peace.

  3. my specialist wants me to pay an upfront co-payment directly to the practice. can i claim it back from my gap cover option?

  4. Stratum Benefits Gap Cover is available to individuals who are members of a medical aid scheme in South Africa. Certain medical aid schemes and membership levels are not eligible for gap cover, so it is important to check with Stratum Benefits to confirm your eligibility.

  5. Provides gap benefit cover up to R185,837 per insured person per year, along with co-payment cover for admissions and procedures. Also covers sub-limit benefits for MRI, CT, and PET scans (up to R5,000 per event) and a top-up benefit for the same scans (up to R5,000 per year).

  6. The Stratum Benefits Base is one of eleven plans that starts from R252 per month. Stratum Benefits’ Base has benefits for dental cover, maternity, radiology, casualty, trauma counseling, lifestyle, first-time cancer diagnosis, and more.

  7. Stratum Benefits (Pty) Ltd, an authorised FSP 2111, is underwritten by Constantia Insurance Company Limited, an authorised FSP 31111. This document is a summary and does not replace any information provided in your Policy Schedule.

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