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At Stratum Benefits, we provide Gap Cover solutions for the shortfalls experienced on your medical aid as well as offer a short-term solution for your day-to-day, emergency, and accidental needs, called Health Insurance.
- GAP COVER
Discover Stratum Benefits' gap cover option, bridging the...
- HEALTH INSURANCE
GAP COVER. What is Gap Cover? Individuals. Compact300;...
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Underwritten by Guardrisk Insurance Company Limited, a...
- DOWNLOADS
Underwritten by Guardrisk Insurance Company Limited, a...
- Corporates
Get insurance coverage for you or your business with Stratum...
- FAQ’s
We don’t charge a premium per person like medical aids do.....
- International Travel Insurance
Through our International Travel Insurance provider – you...
- This is 2025 Gap Cover
📢 New benefit exclusion: Effective 1 January 2025,...
- GAP COVER
📢 New benefit exclusion: Effective 1 January 2025, out-of-hospital dental-related procedures will no longer be covered under our GAP BENEFIT. 📢 General exclusion removed : Maxillofacial surgery and related medical conditions or procedures are covered only when related to accidental events or cancer treatment .
1 Ιαν 2024 · Discover Stratum Benefits' gap cover option, bridging the gap between medical aid limits & specialist fees, ensuring financial peace.
Stratum Benefits Gap Cover is available to individuals who are members of a medical aid scheme in South Africa. Certain medical aid schemes and membership levels are not eligible for gap cover, so it is important to check with Stratum Benefits to confirm your eligibility.
Stratum Benefits Elite Benefits and Cover Breakdown 🟥 Gap Benefit Covers in and out-of-hospital expenses up to 500% with an annual limit of R185,873 per insured person.
Navigate the terrain with us as we explore the exciting enhancements and changes to our 2025 Gap Cover and Health Insurance product ranges.
This information provides a summary of the most important changes to your Stratum Benefits Corporate Elite Gap Cover policy effective 1 January 2022 based on information provided by Stratum Benefits. Enhancements