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2 Αυγ 2024 · The calculator will tell you when your current credit card balance will be cleared if you stick to the current repayment amount at your current interest rate. It will also help you work out the total amount of interest you'll pay.
Based on your interest rate and monthly payments, work out how long it may take to repay your credit card balance. Calculate your credit costs with Lloyds Bank.
Our repayment calculator will show you how much time and interest you could save by making a small change to your monthly payments on your credit card balance.
Use our repayment calculator to see how long it'll take to pay off your credit card and how much you could save on interest by increasing your monthly payments.
With our credit card interest calculator, you can input the the balance, APR, and monthly payment of your choice and see how long it would take you to pay it off and how much you'll end up paying in interest and fees.
Enter an example interest rate — you could use your standard or cash interest rate here (on your monthly statement). Your compound equivalent interest rate 18.9 %. The slider is set at the current Bank of England Base Rate. You can change the Base Rate to see how this could affect your monthly minimum payments and interest.
How this interest calculator could help. Provide just a few details and our credit card interest calculator can show you: an estimate of your borrowing costs; the benefits of making higher payments; how long it might take to repay your balance.
