Αποτελέσματα Αναζήτησης
This title may be cited as the “Fair Credit Reporting Act.” § 602. Congressional findings and statement of purpose [15 U.S.C. § 1681] (a) Accuracy and fairness of credit reporting. The Congress makes the following findings: (1) The banking system is dependent upon fair and accurate credit reporting.
The FACT Act created many new responsibilities for consumer reporting agencies and users of consumer reports. It contained many new consumer disclosure requirements as well as provisions to address identity theft. In addition, it provided free annual consumer report rights for consumers and improved access to consumer report
The Fair Credit Reporting Act (FCRA) is a widely used statute governing the collection, maintenance, and disclosure of consumers’ personal information. In addition to regulating consumer reporting agencies, the statute imposes a number of obligations on parties that supply consumer information to these agencies or use consumer reports.
The Fair and Accurate Credit Transaction Act (The FACT Act) amends the FCRA, establishing numerous requirements that provide protection for the victims of identity theft, provide more information to consumers about credit reports and credit scoring, limits sharing of information with affiliates, and protects consumer medical and other information.
3 Σεπ 1986 · The Fair Credit Reporting Act (FCRA) (15 USC 1681) became effective on April 25, 1971. The FCRA is designed to regulate the consumer reporting industry; to place disclosure obligations on users of consumer reports; and to ensure fair, timely, and accurate reporting of credit information.
1 Ιαν 2024 · Regulation V implements the Fair Credit Reporting Act. View current regulation. View all versions of this regulation. Search this regulation. Regulation V generally applies to: Consumer reporting agencies. Persons that obtain and use information about consumers to determine the consumer's eligibility for products, services, or employment,
The Act (Title VI of the Consumer Credit Protection Act) protects information collected by consumer reporting agencies such as credit bureaus, medical information companies and tenant screening services.
