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In an "own occupation" policy, you're disabled and entitled to long-term disability benefits if you have a medical condition that prevents you from performing the duties of your own occupation. "Any occupation" policies define disability more narrowly, as the inability to work in any gainful occupation for which you are reasonably suited ...
“Gainful” work activity is: Work performed for pay or profit. Work of a nature generally performed for pay or profit. Work intended for profit, whether or not a profit is realized. We use SGA as one of the factors to decide if you are eligible for disability benefits.
To be eligible for disability benefits, a person must be unable to engage in substantial gainful activity (SGA). A person who is earning more than a certain monthly amount (net of impairment-related work expenses) is ordinarily considered to be engaging in SGA.
Our Definition of Disability. What is Substantial Gainful Activity (SGA)? How Do We Evaluate Your Activity for SGA Purposes? What If You Are Self-employed? This is the text of the English version of the Red Book.
2 ημέρες πριν · Permanent disabilities limit substantial gainful activities due to physical or mental impairments. These conditions are expected to last a lifetime and affect daily life and employment. Common types include physical, sensory, intellectual, and mental health disabilities. ... Laws like the Americans with Disabilities Act (ADA) ...
Red Book. A Guide To Work Incentives and Employment Supports for People Who Have a Disability Under the Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) Programs.
