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Mental health parity means equal treatment of mental health conditions and substance use disorders in insurance plans. Learn how federal and state laws protect your rights, what benefits and services must be covered equally, and how to file a complaint if your plan violates parity.
The Mental Health Parity and Addiction Equity Act (federal parity law) was enacted in 2008 and requires insurance coverage for mental health conditions, including substance use disorders, to be no more restrictive than insurance coverage for other medical conditions.
The Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA), also known as the Federal Parity Law, requires insurers to cover illnesses of the brain, such as depression or addiction, no more restrictively than illnesses of the body, such as diabetes.
Mental health parity means equal coverage of mental health and substance use disorder services as physical health services in health insurance. NAMI supports federal and state laws to enforce parity and improve access to quality care.
A law passed in 2008, the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act (also known as the mental health parity law or federal parity law) requires coverage of services for mental health, behavioral health and substance-use disorders to be comparable to physical health coverage.
9 Σεπ 2024 · The Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA or Parity Act) requires health insurance carriers to achieve coverage parity between Mental Health/Substance Use Disorders (MH/SUD) and medical/surgical benefits, especially in regard to financial requirements and treatment limitations.
18 Αυγ 2022 · This brief discusses federal mental health parity protections -- what they are, who they apply to, who enforces them and key policy issues as Congress and federal agencies evaluate...
