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If a parent’s health insurance plan covers dependents, you usually can be added to their plan and stay on it until you turn 26. Covered by a parent’s plan and about to turn 26? See how to get your own health coverage .
- College Students
Apply for coverage with your parent or stay on their plan if...
- Getting Covered If You're Under 30
Under 26? You may be able to get on a parent’s health...
- Why Get Health Insurance Coverage If You Are Under 30
If you're under 30, the Health Insurance Marketplace®...
- See How to Get Ready
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- College Students
The Affordable Care Act requires plans and issuers that offer dependent child coverage to make the coverage available until a child reaches the age of 26. Both married and unmarried children qualify for this coverage. This rule applies to all plans in the individual market and to all employer plans.
Group health plans and issuers offering group or individual health insurance policies that provide dependent coverage of children must make coverage available for adult children up to age 26, regardless of the child’s marital status.
Dependent coverage to age 26 provision summary. Plans that provide coverage for dependents are required to extend the coverage of dependents to age 26. Learn about who qualifies.
23 Μαΐ 2024 · Most young adults lose coverage from their parent's health insurance plans soon after they turn 26. This cutoff is because of the Affordable Care Act (ACA), which only requires health insurance companies to cover a dependent on a parent’s plan until they turn 26.
19 Μαρ 2015 · Large employers are required to offer dependent coverage to children under 26, although specific rules apply to TRICARE. Up to 82% of uninsured young people may qualify for either Medicaid or subsidies to purchase coverage through the Health Insurance Marketplace.
26 Ιαν 2023 · At least 7 states consider young adults as dependents on a parent’s health insurance plan past age 26 if they meet certain eligibility requirements. There’s typically no age limit for dependents with certain disabilities.
