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  1. Find comprehensive resources, tools, and guidance on Freddie Mac's Guide Home for all your housing and mortgage needs.

    • Browse Selling

      Browse Selling - Freddie Mac - Guide Home

    • Guide

      Guide - Freddie Mac - Guide Home

    • Servicing

      Servicing - Freddie Mac - Guide Home

    • Guide Home

      Find out if Freddie Mac owns your loan using our secure...

  2. Maximum LTV/TLTV/HTLTV Ratio Requirements for Conforming and Super Conforming Mortgages. ** See chart below for LTV/TLTV/HTLTV ratios and other requirements for a "no cash-out" refinance of a mortgage currently owned or securitized by Freddie Mac.

  3. This section outlines the requirements for Freddie Mac's underwriting process.

  4. The webpage provides guidelines on the determination of debt-to-income ratio for borrowers, including monthly housing expenses and liabilities.

  5. Assess your loan's overall underwriting risk by evaluating it against Freddie Mac credit requirements. Review criteria including purchase eligibility, risk data and rep and warranty relief. View solution options including fixed-rate/ARMs, Home Possible ® and super conforming mortgages.

  6. My Home by Freddie Mac ® Resources to help you rent, buy, and own your home. Do we own your mortgage? Find out if Freddie Mac owns your loan using our secure lookup tool. Did we finance your apartment? Use our lookup tool to see if Freddie Mac financed your apartment building. CreditSmart ® Financial and homeownership education resources all ...

  7. 29 Μαρ 2024 · Freddie Mac – and Fannie Mae – can only purchase conforming loans from lenders. It is not allowed to buy non-conforming loans. Each year, the Federal Housing Finance Agency sets a maximum conforming loan limit.

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