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Standard variable rate (SVR) The SVR is a rate set by your mortgage lender. It’s the rate you’ll move onto when your current deal ends – if you don’t take out a new deal, you’ll stay on the SVR for the duration of your mortgage.
- Bank Rate Changes
Halifax Standard Variable Rate will go from 8.49% to 8.24%;...
- Mortgage Products
A variable rate we set. We can change our lender variable...
- Bank Rate Changes
Halifax Standard Variable Rate will go from 8.49% to 8.24%; Tracker mortgages: the interest rate moves in line with the Bank of England Bank Rate. these will automatically decrease by 0.25% from 1 December 2024; If your mortgage is on a lender variable rate, we’ll let you know your new monthly payment before it is due.
A variable rate we set. We can change our lender variable rates at any time. We'll only increase them because of a change to our cost of lending, a change to laws and regulations or a change to our technology or systems that cause our costs to change.
11 Μαΐ 2023 · Find out the current standard variable rate (SVR) for Halifax mortgages, which is 8.74% as of 23rd January 2024. Learn how the SVR changes with the Bank of England base rate and how it affects your mortgage repayments.
Use our Rate Change Calculator to get an idea of how much a monthly mortgage payment might change by. Where a mortgage is made up of a number of variable rate sub-accounts or parts, you’ll need to complete separate calculations for each one.
Find fixed and variable rate (tracker) mortgages, plus Halifax’s standard variable rates. Designed for first-time buyers, home movers, buy-to-let borrowers and remortgagers.
Here's the current set of SVRs for the main loan providers in the UK: Bank of England base rate 0.5%. Halifax standard variable rate (SVR) 3.74%. Nationwide Building Society SVR 3.74%. First Direct SVR 3.69%. Natwest SVR 3.75%. HSBC SVR 3.69% (this does not track the BOE base rate). Barclays SVR 3.74% (via the Woolwich). Santander SVR 4.49%.